Through the Kreditanstalt für Wiederaufbau (KfW), the German government subsidises energy-efficient houses with low-interest loans over 100,000 euros per residential unit, and with repayment subsidies in various amounts.
We will explain what subsidy levels KfW 55, KfW 40 and KfW 40 Plus mean, and how you can obtain the best available KfW funding for your energy-efficient house with a prefabricated Hanse Haus home.
The Kreditanstalt für Wiederaufbau’s subsidy for the construction of energy-efficient houses applies to each residential unit in a house.
So if you build a second separate residential unit in your house, a so-called granny flat, you can take advantage of both the favourable loan and the repayment subsidy a second time.
So instead of the low-interest loan of 100,000 euros you will receive twice as much – a low-interest loan of 200,000 euros.
KfW’s repayment subsidy pays up to 30,000 euros (for KfW Efficiency House 40 Plus).
“With a Hanse Haus with granny flat, you benefit from more than just the KfW subsidy. If you rent out the flat, you can deduct the building and financing costs, as well as the maintenance costs, from your taxes. That saves you a lot of money and provides more flexibility with the financing.”
Are you thinking of building your prefabricated house with Hanse Haus?
That’s a good choice, because at Hanse Haus we will professionally support your construction project in terms of energy efficiency and ensure that you also receive the KfW 431 subsidy of up to 4,000 euros, which KfW provides for construction supervision by an energy-efficiency expert and which will help you finance your newly built, energy-efficient house.
During the course of planning and construction supervision, we will place an energy efficiency expert at your disposal, who will provide you with thermal insulation calculations and an energy performance certificate for your prefabricated house.
And another tip as an aside:
At Hanse Haus not only is energy efficiency a top priority – our sales partners and architects also provide assistance during the entire construction process of your prefabricated house, from the application for a building permit to the measurement of the airtightness of your prefabricated house after assembly.